J. Owen Cole, Jr.

As director of NCUA’s Office of Capital Markets & Planning, J. Owen Cole, Jr., leads the development of policies and procedures on credit union investments and ALM. During his 15 years at NCUA, he has served as deputy executive director and is now president of the agency’s Central Liquidity Facility (CLF). Cole also spent a decade as an investment trader and portfolio manager.

Larry Harmon

Larry Harmon, chief risk officer for Members United, oversees the management of interest rate, credit, and liquidity risk, as well as business continuity, compliance, and audit services. His quarter century in financial services includes 11 years at U.S. Central Credit Union, where he was chief operating officer and chief compliance officer for U.S. Central Capital Markets, a registered broker/dealer. He has consulted extensively in the area of risk management.

James Toliver

James Toliver, CFA, executive director, advisory services, uses his 20-plus years of experience in investments, capital markets, and finance to oversee investment advisory for Balance Sheet Solutions, LLC. Formerly the chief risk officer at Mid-States Corporate FCU, he has held senior positions in several natural-person credit unions, and worked with such well-known organizations as First Nationwide.